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Clover

Clover POS review

4.3

Clover offers some of the best-looking POS hardware on the market paired with a flexible software platform that works for restaurants, retail, and service businesses alike. Plans range from $14.95 to $84.95 per month with processing rates starting at 2.3% + $0.10. The app marketplace lets you extend functionality with inventory tools, loyalty programs, accounting integrations, and more. However, Clover hardware is locked to Fiserv processing, so you cannot take your devices to a competitor. The reseller model also means pricing and contract terms can vary dramatically depending on who you buy from.

Monthly cost

$14.95 — $84.95/mo

Transaction fee

2.3% + $0.10 to 2.6% + $0.10

Hardware

$599 — $1,799

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Our take

Clover's hardware is genuinely impressive — the Station Duo and Flex handheld look professional and feel premium. The software is flexible enough to run a coffee shop, a clothing boutique, or a full-service restaurant, and the app marketplace adds capabilities that other systems charge extra for. Processing rates starting at 2.3% + $0.10 are competitive when purchased directly from Clover. The problems come from the business model. Hardware is expensive ($599-$1,799) and locked to Fiserv, so if you switch POS providers, your Clover devices become paperweights. The reseller channel also creates headaches: some resellers offer great deals and support, while others lock you into unfavorable long-term contracts. Always buy directly from Clover or a verified authorized reseller to avoid markups and hidden fees.

What we like

  • Sleek, modern hardware lineup with countertop stations, handhelds, and kiosks
  • App marketplace with 300+ third-party integrations for customization
  • Versatile enough for restaurants, retail stores, and service businesses
  • Built-in employee management with permissions, shifts, and tip tracking
  • Accepts all payment types including NFC, chip, swipe, and QR codes

Watch out for

  • Hardware is expensive and cannot be repurposed with another POS provider
  • Locked into Fiserv payment processing — no third-party processor choice
  • App marketplace quality varies — some apps are poorly maintained
  • Reseller model creates inconsistent pricing and support experiences

Feature breakdown

Online ordering Yes
Inventory management Yes
Employee management Yes
Loyalty program Yes
Offline mode Yes
Tableside ordering Yes
Kitchen display Yes
Menu management Yes
Reservations No
Payment processingbuilt-in
Contract lengthVaries by reseller
Free trialNone

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